Fintech

We build mobile banking apps, stock trading platforms, and payment solutions for banks, payment providers, and financial institutions. Every product we deliver is built around the compliance requirements and security standards the industry demands.

Fintech platform

Wealth management platform from discovery to MVP

A US wealth management firm serving ultra-high-net-worth families was running its critical operations across more than a dozen separate tools. We planned, designed, and built a single custom platform that replaced all of it. See more →

Timeline

Outcome


Product discovery

3 months

Complete strategy


MVP

7 months

Fully functional product

What we do

Improve your
existing solutions

Your financial software that isn’t keeping up? We can extend its functionality, improve performance, or integrate it with other platforms and services. Whether it’s adding PSD2 and Strong customer authentication (SCA) support, tightening security, adding AI-powered fraud detection, or connecting your banking app to third-party data providers, we’ll build on what’s already working without starting over.


Create a custom
system from scratch

We design and build fintech software from the ground up, tailored to your business model, your users, and the regulatory environment you operate in. Whether it’s a mobile banking app, a stock trading platform, or a payment solution, we’ll build it to the compliance and security standards your industry requires.

Let’s talk →

Covering the full range of fintech development

Mobile banking apps

Mobile banking apps

You can rely on us to build a bespoke mobile banking solution with a mobile wallet, mobile security token and currency exchange, along with card, receipts and payments management, as well as PSD2 and Strong customer authentication (SCA) support.

Stock Trading apps v2

Stock trading apps

If you want a new stock trading app like Robinhood or eToro, we can help you develop next-generation tech, adding social capabilities if you need them.

Mobile Payment solutions

Mobile payment solutions

We’ve helped build point of sale apps, tools that track everything from sales and taxes to top-purchasing customers, and even fiscalization modules for European apps.

Stock Trading apps v2

Wealth and asset management platforms

We build custom platforms for wealth management firms that need more than off-the-shelf software. Portfolio tracking, compliance logging, document management, and client portals all in one system, built around how you actually work.

“We helped one of our international clients in the fintech industry comply with the EU’s revised Payment Services Directive (PSD2), ensuring highly secure online and mobile payments alongside far better consumer protection.”
Mario Zderic
Co-founder and CTO

Important features:

  • PSD2 and Strong customer authentication (SCA)
  • Mobile wallet and payments
  • Receipts and transaction management
  • Know your customer (KYC)
  • Blockchain and crypto asset support
  • Near field communications (NFC)
  • Built-in regulatory compliance

Ivan Glazer, Business Line Manager at ASEE, shares his experience working with DECODE on a mobile banking app project.

Our fintech projects

Still unsure about something?

Don’t worry, whatever it is, we’ve got you covered in our FAQ.

At DECODE, we build custom software tailored to your business needs, from AI-powered applications to enterprise platforms. This includes:

  • Enterprise platforms – Scalable systems built for complex operations, with AI where it creates real business value.
  • AI-powered products & agents – AI assistants, copilots, workflow automation, and intelligent features integrated into your products and operations.
  • Consumer-facing apps – Web and mobile products designed for usability, engagement, and AI-enhanced experiences.
  • Digital transformation solutions – Modernizing legacy processes with AI, IoT, automation, and smart integrations.
  • Rapid prototyping & MVPs – Turning ideas into launch-ready products quickly, including AI proof of concepts and MVPs.

Every product we build is designed with scalability, maintainability, and long-term growth in mind, ensuring it continues to deliver value as your business grows.

DECODE has been delivering enterprise-grade software since 2012. A few examples include:

Our track record proves we can handle scale, complexity, and long-term partnerships.

We’ve already shipped in most of the specialized areas clients ask about. Some examples:

AI. We launched a complete AI business platform for Decidr, a $50M-funded AI startup, in 5 months. We’ve also built an AI voice assistant with sub-800ms response times and an AI health platform for Supplentia, now used by 100+ practitioners.

Industrial and logistics. We built the real-time reservation system a Class I US railroad now runs on: it processes 400,000+ reservations a day and saves them over $100M.

Telecom. We scaled Metaswitch’s mobile engineering from a small team to 21 engineers delivering production software.

Regulated or sensitive data. For fintech, healthcare, and other regulated industries, we can run AI models locally on Spark, our in-house AI infrastructure, so your data never touches a public API.

If your project sits somewhere we haven’t named here, ask us directly. We’ll tell you straight if it’s a fit.

We work across the full spectrum of software development, from native mobile apps and cross-platform solutions to web applications, backend systems, and complex integrations.

We’re at our best on projects where our senior expertise can make a strategic difference.

  • Enterprise collaboration: We often integrate with large in-house engineering teams to accelerate delivery and bring niche expertise. For example, we partnered with a US $12B company, joining a 200-engineer team with a small team of 10 high-quality experts, solving complex engineering challenges at scale.
  • Greenfield projects: We also work with experienced founders to build products from discovery to launch. In these cases, we guide product strategy, design, and architecture while delivering high-quality, scalable code.

In short: Whether we’re strengthening an enterprise engineering team or building a product from scratch, we focus on projects where our expertise makes the biggest difference.

We start by analyzing your current workflows and identifying what slows your team down down. Then we design and build a custom software solution that simplifies those workflows.

For example, we can automate reporting and approval processes, replace spreadsheets with tailored platforms, or connect separate systems into a single, more efficient setup.

The result is software that fits with your existing tools, reduces manual work, and helps you make faster, data-driven decisions.

In the spotlight
See all →
Work04

Let’s introduce ourselves

Find out more about who we are and why we love what we do.

About us →

Work05

Our modus operandi

Work with us and you get a highly skilled team devoted to you and your product.

How we work →